.tool-head{text-align:center;max-width:760px;margin:0 auto}.tool-head .tool-eyebrow{display:inline-block;font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--c-gold-500, #B8923D);font-weight:600;margin-bottom:14px}.tool-head h1{font-family:var(--ff-serif);font-size:clamp(26px,3.4vw,38px);line-height:1.3;color:var(--c-primary-800);margin:0 0 16px;letter-spacing:.01em}.tool-head h1 em{font-style:normal;color:var(--c-gold-500, #B8923D)}.tool-head .lede{font-size:16px;line-height:1.85;color:var(--c-ink-600);margin:0 auto;max-width:660px}.tool-trust{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:22px 0 0}.tool-trust .chip{display:inline-flex;align-items:center;gap:6px;padding:7px 15px;border-radius:999px;background:var(--c-primary-50);border:1px solid var(--c-primary-100);font-size:13px;color:var(--c-primary-700)}.tool-trust .chip b{color:var(--c-primary-600);font-weight:700}.tool-panel{margin:32px auto 0;max-width:780px;background:var(--c-white);border:1px solid var(--c-ink-200);border-radius:16px;box-shadow:0 12px 40px #03122a12;padding:clamp(20px,3.4vw,40px)}.tool-panel .fade{animation:toolFade .34s ease both}@keyframes toolFade{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}.tool-panel .field{margin-bottom:24px}.tool-panel .field:last-of-type{margin-bottom:20px}.tool-panel .field>label{display:block;font-size:15px;font-weight:600;color:var(--c-ink-900);margin-bottom:11px;line-height:1.6}.tool-panel .field .sub{display:block;font-weight:400;font-size:12.5px;color:var(--c-ink-500);margin-top:3px;line-height:1.6}.tool-panel .inputwrap{display:flex;align-items:center;border:1px solid var(--c-ink-200);border-radius:10px;background:var(--c-ink-50);transition:border-color .2s ease,box-shadow .2s ease,background .2s ease;overflow:hidden}.tool-panel .inputwrap:focus-within{border-color:var(--c-primary-400);background:var(--c-white);box-shadow:0 0 0 3px #1a5baa1f}.tool-panel .inputwrap input{flex:1;border:0;background:transparent;padding:13px 15px;font-size:15px;font-family:inherit;color:var(--c-ink-900);min-width:0}.tool-panel .inputwrap input:focus{outline:none}.tool-panel .inputwrap .unit{padding:0 15px;font-size:13px;font-weight:600;color:var(--c-ink-500);border-left:1px solid var(--c-ink-200);align-self:stretch;display:flex;align-items:center}.tool-panel select,.tool-panel textarea{width:100%;border:1px solid var(--c-ink-200);border-radius:10px;background:var(--c-ink-50);padding:13px 15px;font-size:15px;font-family:inherit;color:var(--c-ink-900);transition:border-color .2s ease,box-shadow .2s ease,background .2s ease}.tool-panel select:focus,.tool-panel textarea:focus{outline:none;border-color:var(--c-primary-400);background:var(--c-white);box-shadow:0 0 0 3px #1a5baa1f}.tool-panel textarea{min-height:108px;resize:vertical;line-height:1.75}.tool-panel .choices{display:flex;flex-wrap:wrap;gap:10px}.tool-panel .choice{display:inline-block;padding:11px 18px;border:1px solid var(--c-ink-200);border-radius:10px;background:var(--c-white);font-size:14.5px;color:var(--c-ink-700);cursor:pointer;transition:all .18s ease;line-height:1.5;user-select:none}.tool-panel .choice:hover{border-color:var(--c-primary-300);color:var(--c-primary-700);background:var(--c-primary-50)}.tool-panel .choice.on{border-color:var(--c-primary-600);background:var(--c-primary-600);color:var(--c-white);font-weight:600;box-shadow:0 3px 12px #114a933d}.tool-panel .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 26px;border-radius:999px;border:1px solid transparent;font-size:15px;font-family:inherit;font-weight:600;cursor:pointer;transition:all .2s ease;text-decoration:none}.tool-panel .btn-primary{background:var(--c-primary-600);color:var(--c-white);box-shadow:0 4px 16px #114a9338}.tool-panel .btn-primary:hover:not(:disabled){background:var(--c-primary-700);transform:translateY(-1px)}.tool-panel .btn-primary:disabled{background:var(--c-ink-200);color:var(--c-ink-400);box-shadow:none;cursor:not-allowed}.tool-panel .btn-ghost{background:transparent;border-color:var(--c-ink-200);color:var(--c-ink-600)}.tool-panel .btn-ghost:hover{border-color:var(--c-ink-400);color:var(--c-ink-800)}.tool-panel .calc{width:100%;margin-top:6px;padding:16px 26px;border:0;border-radius:12px;background:linear-gradient(135deg,var(--c-primary-700),var(--c-primary-600));color:var(--c-white);font-size:16px;font-weight:700;font-family:inherit;cursor:pointer;transition:all .2s ease;box-shadow:0 6px 20px #114a933d;letter-spacing:.02em}.tool-panel .calc:hover:not(:disabled){transform:translateY(-1px);box-shadow:0 9px 26px #114a934d}.tool-panel .calc:disabled{background:var(--c-ink-200);color:var(--c-ink-400);box-shadow:none;cursor:not-allowed}.tool-panel .prog{margin-bottom:26px}.tool-panel .prog .num{display:block;font-size:12.5px;letter-spacing:.06em;color:var(--c-ink-500);margin-bottom:9px;font-weight:600}.tool-panel .prog .bar{display:block;height:5px;border-radius:3px;background:var(--c-ink-100);overflow:hidden}.tool-panel .prog .fill{display:block;height:100%;border-radius:3px;background:linear-gradient(90deg,var(--c-primary-500),var(--c-gold-400, #C5A45C));transition:width .35s ease}.tool-panel .wiznav{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:26px}.tool-panel .wiznav .btn{flex:0 0 auto}.tool-panel .wiznav .btn-primary{flex:1 1 auto}.tool-panel .lead-head{margin-bottom:26px}.tool-panel .lead-head h3{margin:0 0 8px;font-size:19px;color:var(--c-primary-800);font-family:var(--ff-serif)}.tool-panel .lead-head p{margin:0;font-size:14px;line-height:1.8;color:var(--c-ink-500)}.tool-panel .strow{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,1fr) auto auto;gap:9px;align-items:center;margin-bottom:9px}.tool-panel .strow select,.tool-panel .strow input{padding:10px 12px;font-size:14px}.tool-panel .presence{display:inline-flex;gap:5px;white-space:nowrap}.tool-panel .presence .p{padding:8px 11px;border:1px solid var(--c-ink-200);border-radius:8px;font-size:12.5px;color:var(--c-ink-600);cursor:pointer;transition:all .18s ease;white-space:nowrap}.tool-panel .presence .p.on{background:var(--c-primary-600);border-color:var(--c-primary-600);color:var(--c-white);font-weight:600}.tool-panel .xbtn{width:32px;height:32px;border:1px solid var(--c-ink-200);border-radius:8px;background:var(--c-white);color:var(--c-ink-500);font-size:17px;line-height:1;cursor:pointer;transition:all .18s ease}.tool-panel .xbtn:hover{border-color:#e5a9a9;color:#a32a2a;background:#fdf3f3}.tool-panel .addbtn{margin-top:4px;padding:10px 18px;border:1px dashed var(--c-primary-300);border-radius:9px;background:transparent;color:var(--c-primary-600);font-size:13.5px;font-family:inherit;font-weight:600;cursor:pointer;transition:all .18s ease}.tool-panel .addbtn:hover{background:var(--c-primary-50);border-style:solid}.tool-panel .headline{text-align:center;margin-bottom:24px}.tool-panel .headline .cap{font-size:13px;letter-spacing:.1em;color:var(--c-ink-500);text-transform:uppercase;margin-bottom:10px}.tool-panel .headline .amt{font-family:var(--ff-display);font-size:clamp(34px,6vw,54px);font-weight:700;line-height:1.15;color:var(--c-primary-800);letter-spacing:-.01em}.tool-panel .headline .amt.zero{color:#1b7a4b}.tool-panel .headline .amt-suffix{font-size:1rem;font-weight:600;margin-left:6px;color:var(--c-ink-500)}.tool-panel .headline .note{font-size:14px;line-height:1.8;color:var(--c-ink-600);margin:12px auto 0;max-width:560px}.tool-panel .level-pill{display:inline-block;margin-top:12px;padding:6px 16px;border-radius:999px;font-size:13px;font-weight:700;background:var(--c-ink-100);color:var(--c-ink-700)}.tool-panel .level-pill.good{background:#e4f4ea;color:#1b7a4b}.tool-panel .level-pill.warn{background:#fbf0dc;color:#8a6414}.tool-panel .level-pill.bad{background:#fce9e9;color:#a32a2a}.tool-panel .calcline{text-align:center;font-family:var(--ff-mono);font-size:13px;line-height:1.8;color:var(--c-ink-600);background:var(--c-ink-50);border:1px dashed var(--c-ink-200);border-radius:10px;padding:13px 16px;margin-bottom:12px;word-break:break-word}.tool-panel .eff{text-align:center;font-size:14px;color:var(--c-ink-600);margin-bottom:22px}.tool-panel .eff b{color:var(--c-primary-700);font-size:16px}.tool-panel .bd{border:1px solid var(--c-ink-200);border-radius:12px;overflow:hidden;margin-bottom:24px}.tool-panel .bdr{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 18px;border-bottom:1px solid var(--c-ink-100);background:var(--c-white)}.tool-panel .bdr:last-child{border-bottom:0}.tool-panel .bdl{font-size:14px;color:var(--c-ink-700);display:flex;flex-direction:column;gap:2px}.tool-panel .bdl small{font-size:12px;color:var(--c-ink-400)}.tool-panel .bdv{font-family:var(--ff-mono);font-size:15px;font-weight:600;color:var(--c-primary-700);white-space:nowrap}.tool-panel .bdv.zero{color:#1b7a4b}.tool-panel .bdr.tot{background:var(--c-primary-50);border-top:1px solid var(--c-primary-100)}.tool-panel .bdr.tot .bdl{font-weight:700;color:var(--c-primary-800);font-size:15px}.tool-panel .bdr.tot .bdv{font-size:19px;font-weight:700;color:var(--c-primary-800)}.tool-panel .tk-h{font-size:15px;font-weight:700;color:var(--c-primary-800);margin-bottom:12px;letter-spacing:.01em}.tool-panel .tk-h.mt{margin-top:26px}.tool-panel .dim-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(232px,1fr));gap:11px;margin-bottom:24px}.tool-panel .dim-card{display:flex;align-items:flex-start;gap:11px;padding:13px 15px;border:1px solid var(--c-ink-200);border-radius:11px;background:var(--c-white)}.tool-panel .dim-card .dot{flex:0 0 auto;width:10px;height:10px;border-radius:50%;margin-top:5px;background:var(--c-ink-300)}.tool-panel .dim-card.good .dot{background:#2e9e63}.tool-panel .dim-card.warn .dot{background:#d99a2b}.tool-panel .dim-card.bad .dot{background:#c24a4a}.tool-panel .dim-card.good{border-color:#c6e5d3;background:#f7fcf9}.tool-panel .dim-card.warn{border-color:#efdfc0;background:#fffcf4}.tool-panel .dim-card.bad{border-color:#f0d5d5;background:#fdf6f6}.tool-panel .dn{font-size:14px;font-weight:600;color:var(--c-ink-800);line-height:1.5}.tool-panel .dl{font-size:12px;color:var(--c-ink-500);margin-top:3px}.tool-panel .takeaways{border:1px solid var(--c-ink-200);border-left:3px solid var(--c-primary-500);border-radius:10px;padding:17px 20px;margin-bottom:18px;background:var(--c-white)}.tool-panel .takeaways.warn{border-left-color:#d99a2b;background:#fffcf4}.tool-panel .takeaways.good{border-left-color:#2e9e63;background:#f7fcf9}.tool-panel .takeaways ul{margin:0;padding-left:19px}.tool-panel .takeaways li{font-size:14px;line-height:1.85;color:var(--c-ink-700);margin:7px 0}.tool-panel .takeaways li::marker{color:var(--c-primary-400)}.tool-panel .takeaways li b{color:var(--c-primary-800)}.tool-panel .gate{margin-top:28px;padding:26px clamp(18px,3vw,30px);border-radius:14px;background:linear-gradient(135deg,var(--c-primary-950) 0%,var(--c-primary-800) 55%,var(--c-primary-700) 100%);color:var(--c-white)}.tool-panel .gate .glabel{display:inline-block;font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--c-gold-400, #C5A45C);font-weight:700;margin-bottom:10px}.tool-panel .gate h3{margin:0 0 10px;font-size:21px;font-family:var(--ff-serif);color:var(--c-white);line-height:1.4}.tool-panel .gate>p{margin:0 0 16px;font-size:14px;line-height:1.85;color:#fffc}.tool-panel .gate .locked{margin:0 0 20px;padding-left:19px}.tool-panel .gate .locked li{font-size:13.5px;line-height:1.8;color:#ffffffdb;margin:5px 0}.tool-panel .gate .locked li::marker{color:var(--c-gold-400, #C5A45C)}.tool-panel .gate .who{display:inline-block;padding:8px 14px;border-radius:8px;background:#ffffff1a;font-size:13px;color:#ffffffe6;margin-bottom:16px}.tool-panel .gate .row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}.tool-panel .gate .field{margin-bottom:13px}.tool-panel .gate .field>label{color:#ffffffdb;font-size:13.5px;margin-bottom:7px}.tool-panel .gate .inputwrap{background:#ffffff1a;border-color:#ffffff38}.tool-panel .gate .inputwrap:focus-within{background:#ffffff29;border-color:var(--c-gold-400, #C5A45C);box-shadow:0 0 0 3px #c5a45c33}.tool-panel .gate .inputwrap input{color:var(--c-white)}.tool-panel .gate .inputwrap input::placeholder{color:#ffffff6b}.tool-panel .gate .consent{display:flex;align-items:flex-start;gap:9px;font-size:12.5px;line-height:1.7;color:#ffffffb8;margin:6px 0 16px;cursor:pointer}.tool-panel .gate .consent input{margin-top:3px;flex:0 0 auto;accent-color:var(--c-gold-400, #C5A45C)}.tool-panel .gate .cta-advisor{width:100%;padding:16px 26px;border:0;border-radius:12px;background:linear-gradient(135deg,var(--c-gold-400, #C5A45C),var(--c-gold-500, #B8923D));color:#221703;font-size:16px;font-weight:700;font-family:inherit;cursor:pointer;transition:all .2s ease;box-shadow:0 6px 20px #b8923d52;letter-spacing:.02em}.tool-panel .gate .cta-advisor:hover{transform:translateY(-1px);box-shadow:0 9px 26px #b8923d66}.tool-panel .gate .fineprint{margin:11px 0 0;font-size:11.5px;color:#ffffff80;text-align:center;line-height:1.7}.tool-panel .recalc{display:block;margin:18px auto 0;padding:11px 24px;border:1px solid var(--c-ink-200);border-radius:999px;background:var(--c-white);color:var(--c-ink-600);font-size:14px;font-family:inherit;font-weight:600;cursor:pointer;transition:all .18s ease}.tool-panel .recalc:hover{border-color:var(--c-primary-300);color:var(--c-primary-700)}.tool-panel .disc{margin-top:24px;padding:15px 17px;border-radius:10px;background:var(--c-ink-50);border:1px solid var(--c-ink-100);font-size:12px;line-height:1.85;color:var(--c-ink-500)}.tool-panel .disc b{color:var(--c-ink-700)}.tool-panel .done{text-align:center;padding:22px 0}.tool-panel .done .big{width:58px;height:58px;line-height:58px;margin:0 auto 16px;border-radius:50%;background:#e4f4ea;color:#1b7a4b;font-size:28px;font-weight:700}.tool-panel .done h3{margin:0 0 12px;font-size:20px;color:var(--c-primary-800);font-family:var(--ff-serif)}.tool-panel .done p{margin:0 auto;font-size:14px;line-height:1.85;color:var(--c-ink-600);max-width:520px}.tool-panel .done .wxid{display:inline-block;margin-top:12px;padding:9px 18px;border-radius:9px;background:var(--c-primary-50);border:1px solid var(--c-primary-100);font-family:var(--ff-mono);font-size:14px;font-weight:600;color:var(--c-primary-700)}.tool-seo{max-width:800px;margin:56px auto 0}.tool-seo h2{font-family:var(--ff-serif);font-size:22px;color:var(--c-primary-800);margin:38px 0 16px;letter-spacing:.01em}.tool-seo h2:first-child{margin-top:0}.tool-seo p{font-size:15.5px;line-height:1.95;color:var(--c-ink-700);margin:0 0 16px}.tool-seo ul{margin:0 0 16px;padding-left:22px}.tool-seo li{font-size:15px;line-height:1.95;color:var(--c-ink-700);margin:9px 0}.tool-seo li::marker{color:var(--c-gold-500, #B8923D)}.tool-seo li b{color:var(--c-primary-800);font-weight:700}.tool-faq{max-width:800px;margin:46px auto 0}.tool-faq>h2{font-family:var(--ff-serif);font-size:22px;color:var(--c-primary-800);margin:0 0 18px}.tool-faq details{border:1px solid var(--c-ink-200);border-radius:11px;background:var(--c-white);margin-bottom:10px;overflow:hidden}.tool-faq details[open]{border-color:var(--c-primary-200);box-shadow:0 4px 18px #03122a0f}.tool-faq summary{padding:16px 48px 16px 20px;font-size:15px;font-weight:600;color:var(--c-ink-900);cursor:pointer;list-style:none;position:relative;line-height:1.65}.tool-faq summary::-webkit-details-marker{display:none}.tool-faq summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:20px;font-weight:400;color:var(--c-primary-400);transition:transform .22s ease;line-height:1}.tool-faq details[open] summary:after{content:"−";color:var(--c-primary-600)}.tool-faq .a{padding:0 20px 18px;font-size:14.5px;line-height:1.9;color:var(--c-ink-600)}.tools-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(286px,1fr));gap:18px;margin-top:34px}.tool-card{display:flex;flex-direction:column;padding:24px 22px;border:1px solid var(--c-ink-200);border-radius:14px;background:var(--c-white);text-decoration:none;transition:all .22s ease;position:relative;overflow:hidden}.tool-card:before{content:"";position:absolute;inset:0 0 auto;height:3px;background:linear-gradient(90deg,var(--c-primary-500),var(--c-gold-400, #C5A45C));opacity:0;transition:opacity .22s ease}.tool-card:hover{border-color:var(--c-primary-200);box-shadow:0 12px 34px #03122a1a;transform:translateY(-3px)}.tool-card:hover:before{opacity:1}.tool-card .ic{font-size:27px;line-height:1;margin-bottom:12px}.tool-card .cat{font-size:11.5px;letter-spacing:.08em;color:var(--c-gold-500, #B8923D);font-weight:600;margin-bottom:8px}.tool-card h3{margin:0 0 9px;font-size:17px;color:var(--c-primary-800);line-height:1.5;letter-spacing:.01em}.tool-card p{margin:0 0 16px;font-size:13.5px;line-height:1.8;color:var(--c-ink-500);flex:1}.tool-card .go{font-size:13.5px;font-weight:600;color:var(--c-primary-600);letter-spacing:.01em}.tool-card:hover .go{color:var(--c-primary-700)}.tool-more{max-width:800px;margin:48px auto 0;padding-top:30px;border-top:1px solid var(--c-ink-200)}.tool-more h4{margin:0 0 16px;font-size:15px;color:var(--c-primary-800);letter-spacing:.02em}.tool-more .links{display:grid;grid-template-columns:repeat(auto-fill,minmax(232px,1fr));gap:11px}.tool-more .links a{display:flex;align-items:center;gap:11px;padding:14px 16px;border:1px solid var(--c-ink-200);border-radius:11px;background:var(--c-white);text-decoration:none;transition:all .2s ease}.tool-more .links a:hover{border-color:var(--c-primary-200);background:var(--c-primary-50)}.tool-more .links .mi{font-size:20px;line-height:1}.tool-more .links b{display:block;font-size:14px;color:var(--c-primary-800);font-weight:600;margin-bottom:3px}.tool-more .links small{font-size:12px;color:var(--c-ink-500);line-height:1.5}@media(max-width:720px){.tool-panel{padding:22px 18px;border-radius:13px}.tool-panel .gate .row2,.tool-panel .strow{grid-template-columns:1fr}.tool-panel .strow .xbtn{justify-self:end}.tool-panel .choice{padding:10px 15px;font-size:14px}.tool-panel .headline .amt{font-size:34px}.tool-panel .wiznav{flex-direction:column-reverse}.tool-panel .wiznav .btn{width:100%}.tool-seo,.tool-faq,.tool-more{margin-top:38px}}
